Happy October! Each month we strive to provide you with a variety of helpful resources, tips, and practices to support your continued success, both personally and professionally. Because we work with a diverse demographic of clients, industries, and backgrounds, we aim to provide content equally as diverse. If a particular section doesn't resonate with you, that's okay! Our hope is that everyone can find at least one gold nugget per issue. 

Below, you will find information on this month's article from Crum Consulting, this month's development challenge, as well as general wellness reminders. We have a number of knowledge-forward articles available that explore a variety of professional and personal topics, all of which will challenge your current perspective, and push your continued growth. Each month, we aim to provide you with a new challenge to help facilitate your ongoing growth. These challenges will range in topics and applications, in an effort to focus on a variety of aspects of your life. If you are a recurring client with us, we will be following up on this month's challenge with you in session. If you don't currently have any sessions set up with us, and would like to discuss this challenge and others like it, please feel free to reach out to schedule a session with us! You can reply directly here if we have worked together in the past. If you are a new client, please click here to fill out a consultation form, and we will be in touch to schedule a session with you. We also provide new wellness reminders in the form of our stretch of the month, and wellness tip. Regardless of your background, these reminders will help improve your day to day health and wellness.

October Article: This month's article is: Scaling through Accessibility - Part II. By investing in your audience by interacting with their experiences, both positive and negative, they will in turn invest in you, your brand, and your business. Your business pages will provide you with the continued growth in accessibility and recognition your business needs to scale to the next level. If you have any questions surrounding this month's article, or would like to further explore opportunities, please feel free to reach out to schedule a session with us! You can reply directly here if we have worked together in the past. If you are a new client, please click here to fill out a consultation form, and we will be in touch to schedule a session with you.

October Challenge: I challenge you to focus on your finances; personal and professional.
If you are interested in more content on these topics, we recommend reading our The Pulse of Business article.
→Review your finances for cost-reduction and cost-avoidance opportunities. How often are you engaging in luxury services? How often do you eat out? What memberships do you pay for that aren’t providing an equivalent ROI? When was the last time you checked in with your subscription services to see about getting a better rate? When was the last time you executed a comparative quote between your current services and alternative options?
→Set your accounts up for success. Do you have auto-pay set up where available? Do you have calendar events with reminders set up for bills not on auto-pay? Do you interact with your bank daily to ensure adequate balances for pending charges? When was the last time you shopped around for better rates or features on your credit cards? When was the last time you shopped around for banks? Does your current bank charge you transaction fees, or insufficient funds fees?
→Start planning today for tomorrow. Do you have a savings account set up and in use? Do you regularly check on your credit score for improvement opportunities? What percent of your income are you allocating to savings? Do you have some form of retirement fund actively in use? Do you have a budget in place and in use? Do you regularly forecast future revenue/income projections? What is your proven process for roadmapping out a new project in relation to your finances? How are you diversifying your monetary assets? What investments have you made?

Stretch of the month: Dolphin pose - this stretch calms the brain and helps relieve stress and mild depression, stretches the shoulders, hamstrings, calves, and arches, strengthens the arms and legs, helps relieve the symptoms of menopause, relieves menstrual discomfort when done with head supported, helps prevent osteoporosis, improves digestion, relieves headache, insomnia, back pain, and fatigue, and is therapeutic for high blood pressure, asthma, flat feet, sciatica. Click the (external) link to learn more, or simply google "dolphin pose"!

Wellness tip of the month: Practice healthy sleep hygiene. Sleep hygiene refers to a series of healthy sleep habits that can improve your ability to fall asleep and stay asleep. Healthy sleep habits play a critical role in our overall health. Sleep deficiency is linked to many chronic health problems, including heart disease, kidney disease, high blood pressure, diabetes, stroke, obesity, and depression. Sleep deficiency is also linked to a higher chance of injury in adults, teens, and children. According to the American Academy of Sleep Medicine, there are a number of tips you can implement to establish healthy sleep habits. These include: Keep a consistent sleep schedule. Get up at the same time every day, even on weekends or during vacations. Set a bedtime that is early enough for you to get at least 7-8 hours of sleep. Don’t go to bed unless you are sleepy. If you don’t fall asleep after 20 minutes, get out of bed. Go do a quiet activity without a lot of light exposure. It is especially important to not get on electronics. Establish a relaxing bedtime routine. Use your bed only for sleep and sex. Make your bedroom quiet and relaxing. Keep the room at a comfortable, cool temperature. Limit exposure to bright light in the evenings. Turn off electronic devices at least 30 minutes before bedtime. Don’t eat a large meal before bedtime. If you are hungry at night, eat a light, healthy snack. Exercise regularly and maintain a healthy diet. Avoid consuming caffeine in the afternoon or evening. Avoid consuming alcohol before bedtime. Reduce your fluid intake before bedtime. Sweet dreams!

"It's okay to have all your eggs in one basket, as long as you control what happens to that basket." -Elon Musk

Thank you for being a pivotal part of our journey here at Crum Consulting. We would be nothing without you, and your continued support. Please feel free to share our content with others to pay it forward. We relish in receiving feedback, so if you have any suggestions or if you'd like to share your opinion on any of the content we have provided here, please let us know! If you have any questions about anything we covered here, or if you'd like to explore potential opportunities with Crum Consulting, we are here for you! Reach out anytime!

Until we meet again, take care of yourself, and others. Thank you.